Savings circles, tracked round by round. See what you have at risk, when your pot lands, and what your position is really worth.

Good things grow together

A shared tradition, a shared commitment. Keep your tanda organized and know what each turn means for you.

No tandas tracked

If you're in a circle, add it here to keep track of rounds and your payout.

Protect yourself

  • Write down every name and what each person owes each round.
  • Agree on the date and amount in a message everyone can see.
  • Ask for a receipt or a message confirming each payment you hand over.
  • Take an early turn if you need the money, a late turn if you need to save.
  • Never join a circle whose contribution you could not cover in a slow month.
  • Stop paying in and talk to the organizer the moment a round is missed.
A tanda does not earn interest. You receive what the group put in. The value is in the timing, not a return.
How tandas work